AI receipt scanning
Point your camera at any receipt. ldgr reads the total, date, AND categorizes each line item — so one supermarket run shows up as groceries, cosmetics, and electronics in your analytics, not one lump sum.
Coming soon · iOS & Android
Your ledger,
shared or solo.
Track income and spending. Split expenses with friends. Project your balance forward. No more awkward math.
Personal & shared 165+ currencies AI-native via MCP Smart templates Balance forecast 0 ads, forever
🏦
Bank statement imported
🔒 Personal finance via MCP
🔁
Diego added you to a template
Every 1st Auto-approve
ldgr
👥 SHARED
🔒 PRIVATE
📊 Weekly Summary ›
Net Balance
Across 5 groups
+284.60
Your Groups
🏠
Lisbon Flat
+€142
✈️
Barcelona Weekend
+€89
🍕
Work Lunch
-€56
Explore what you can do with ldgr.
Personal
Track income, spending, and balance in your own private space. Project your runway forward.
DetailsShared
Split with friends, flatmates, anyone. Settle up in one tap. No more awkward math.
DetailsAI-connected
Claude, Cursor, any MCP client. 72 tools, 17 prompts. Free on every tier.
DetailsWhat it actually does.
Most money apps are a feed of past transactions. ldgr's a ledger — balances first, the list comes second.
165+ currencies, no headache
Trip in Lisbon, salary in NYC, rent in London. Every transaction stores its native currency and converts on the fly.
Project up to a year ahead
Templates, recurring entries and scheduled income flow into a clean balance forecast — 3 months, 6 months, or a full year out.
Split a receipt by item
You had the salad. They had the steak. Tag each line item to the right person — no more dividing-by-four when one of you ordered the wine.
Limits that warn before you blow them
Set a monthly cap on groceries, rent, dining out — anything. ldgr pings at 80% and again at 100%, before the credit-card bill lands.
Let your AI keep ldgr fed
Bank PDFs, Gmail receipts, a Splitwise export, last week's Uber Eats. Point Claude or any MCP client at it — the built-in MCP server writes straight into ldgr. No plugin marketplace. No scrapers. Your AI is the integration layer.
← Add Expense
📷
Scan Receipt
AI fills in description, amount, category & date
Amount (EUR)
€67.80
Description
Groceries Lidl
Split Method
Equal▾
Equal · Exact · % · Shares · Items
🐻
Michael€22.60🌊
Lena€22.60🌸
Yuki€22.60Add Expense
Trips, roommates, dinner — settled.
Make a group. Log expenses as they happen. ldgr keeps the tally — one tap to settle.
01
Create a group in 3 seconds
Name it, pick a currency, send the invite link. That's it.
02
Log expenses any way you like
Equal split, custom shares, percentages, or by item from a scanned receipt.
03
Settle with one tap
ldgr computes the minimum number of payments. Paste into Venmo, Wise, Revolut — or mark as paid.
Look ahead,
not just back.
Set a starting balance, flag the income and bills that repeat, and the line answers "can I afford this in July?"
📈
A line you can plan against
Salary on the 25th, rent on the 1st, tax bill in March. Set them once and the projection does the awkward arithmetic — three months out, a year out, whichever range you pick.
⚠️
Spot the squeeze before it lands
Bills clustering in the same week show up as a dip on the line. Easier to move what you can than to wonder why next Tuesday looks tight.
🔭
Look as far as you want
Three months for the next paycheck. A year for the bigger calls — a move, a sabbatical, a wedding. Switch the range in a tap.
🔒
Personal, by design
The forecast lives inside your personal space. Group ledgers stay simple — just who owes whom.
← Financial Timeline
Expenses on the left, incomes on the right
3 months
6 months
1 year
+€80,926.44
Projected balance
Expenses Incomes
🛒Groceries
- €800
Feb 11, 2026
🤑Monthly salary
+ €3,200
Feb 25, 2026
🎨Logo design
+ €750
Feb 26, 2026
🏠Monthly rent
- €800
Mar 13, 2026
Smart templates,
set once.
Set them once. Predictable amounts run themselves; variable ones wait for someone to confirm. Pause when life pauses.
Templates
+
🛒
Weekly groceries
Next: Apr 7
📡
Internet bill
Next: May 1
🍕
Friday lunch
approval Next: Apr 4
🧹
Cleaning supplies
💡
Electricity
Next: Apr 15
01
Automatic or approval
Predictable amounts run themselves. Variable ones (Friday lunch, electricity) wait for someone to confirm before logging.
02
Auto-pause when context changes
Member leaves the group? Card expires? ldgr pauses the template and pings you to reactivate — never silently keeps charging.
03
Templates for income, too
Salary, freelance retainers, recurring refunds. Same predictability for the money coming in.
04
One tap to skip a cycle
Travelling, on holiday, between jobs. Skip just the next one — no need to delete and rebuild.
Become a Supporter to unlock recurring expense and income templates — set them up once, let ldgr run on autopilot.
Bright by day,
calm by night.
Numbers stay readable on the morning commute and on the couch at midnight. Follow your phone's light/dark, or pick the one you like.
Light
Coffee with Maya
Today · split equal
€12.40
Groceries
Yesterday · 3 items
€34.80
Settled with Liam
Mar 28 · paid
+€8.20
Dark
Coffee with Maya
Today · split equal
€12.40
Groceries
Yesterday · 3 items
€34.80
Settled with Liam
Mar 28 · paid
+€8.20
Auto-follows your phone Easy to read in any light One tap to switch
Skip the integrations. Use your AI.
ldgr ships with a built-in MCP server. Point Claude or any MCP client at it — the AI you already pay for becomes your import layer.
> import these expenses from my March bank PDF
> migrate my "Lisbon trip" from Splitwise
> add this week's Uber Eats receipts from my Gmail
Read the MCP docs → Three plans. Plain prices.
Most of ldgr is free, forever. Pro and Supporter add the things you'd notice if you really used the app daily.
Free
$0
Forever
- ✓Unlimited groups & members
- ✓Unlimited expenses
- ✓Four ways to split
- ✓One-off plans
- ✓Personal spaces
- ✓Income tracking
- ✓Search across everything
- ✓Works offline
- ✓165+ currencies
- ✓Weekly summaries
- ✓Insights for the last month or quarter
- ✓Group spending limits
- ✓Light & dark mode
- —No receipt scanning
- —No file attachments
Trial
$0
7 days
- ✓Everything in Free
- ✓Monthly trends & analytics
- ✓Insights up to a year back
- ✓Cash flow charts
- ✓Export to CSV
- ✓1 receipt scan
- ✓3 file attachments
- ✓Per-category spending limits
- —No recurring templates
- —No payment accounts
- —No PDF reports
Most popular
Pro
$5 .99
One-time purchase
- ✓Everything in Free
- ✓Monthly trends & analytics
- ✓Insights up to a year back
- ✓Cash flow charts
- ✓Export to CSV
- ✓10 receipt scans / month
- ✓50 file attachments
- ✓Per-category spending limits
- —No recurring templates
- —No payment accounts
- —No PDF reports
Supporter
$9 .99
Per year
- ✓Everything in Pro
- ✓Balance forecast — see your future cash flow
- ✓Insights for any time range, including custom
- ✓See every recurring charge at a glance
- ✓Recurring expense templates
- ✓Recurring income (salary, retainers)
- ✓Payment accounts (PayPal, Bunq, IBAN…)
- ✓PDF reports with charts
- ✓Item-level splits
- ✓100 receipt scans / month
- ✓500 file attachments
- ✓Early access to new features
Every plan includes unlimited groups, expenses and members; income tracking; personal spaces; offline mode; 165+ currencies; weekly summaries; insights for what you spend together and what you spend alone; notifications and shareable summaries. AI assistant access is free on every tier.
Built in the open.
v0.9.0
Apr 2026
Public beta opens
Group ledgers, AI receipts, MCP server. iOS TestFlight & Android internal track.
v0.8.4
Mar 2026
Forecast view
90-day cash-flow projection from recurring + scheduled entries.
v0.8.0
Feb 2026
Multi-currency overhaul
165+ currencies. Per-account base currency. Rate snapshots stored with every entry.
v0.7.0
Jan 2026
AI receipt scanning
On-device OCR + line-item extraction. Splits items across the group automatically.
Stop doing math.
Start keeping a ledger.
Drop us a line and we'll add you to the preview — pick the platform you'd like to try first.